An Experienced Insurance Agent in Your Corner

Can you explain why my insurance rates keep increasing?

Many factors can affect your premium, including accident rates, supply chain issues, the increasing frequency and severity of weather events like hailstorms and floods, the rising cost of repairing and replacing vehicles, and simple inflation. All these factors can lead to additional claims, which in turn can affect insurance premiums. That’s why it’s important to have an experienced insurance agent in your corner who’s staying abreast of these trends and working hard to find you the most competitive rates, even as these and other variables fluctuate.

Can you help me get the best discounts on my auto and home insurance?

It’s my job as your insurance agent to educate you about things such as the way safe driving habits and a clean record can significantly lower your insurance premium or about GEICO discounts for things like insuring multiple vehicles on the same policy, being a homeowner with GEICO, or even safety features on your car. Taking advantage of these discounts can add up to substantial savings. We’re happy to review your qualifications and ensure you’re getting all the discounts you deserve.

Can you help me choose the right deductible?

Choosing the right deductible — the amount you pay out of pocket before your insurance kicks in — involves balancing affordability and coverage. A higher deductible typically means a lower premium, but it also means you’ll be responsible for more money upfront in the event of a claim. Consider your budget and personal risk tolerance when making this decision. If you’re comfortable covering a larger amount in case of a claim, a higher deductible can save you money on your premium. We’re happy to help you assess your situation and recommend a deductible.

Can you explain how discount for bundling auto and home insurance works?

Bundling your auto and home insurance with the same company, like GEICO, streamlines your coverage and simplifies your billing process, which often results in significant discounts. You’ll receive one convenient bill for both your auto and home insurance and potentially enjoy a price reduction. We’re happy to provide you with a free quote to see just how much you can save by bundling your policies.

How can I lower my insurance rates?

There are proactive steps you can take to keep your insurance premiums in check. Maintaining a clean driving record is the most important factor. There are other available discounts, such as for good grades for young drivers, low mileage, or completing defensive driving courses, which can significantly reduce your costs.

It’s also wise to regularly review your coverage with a trusted agent to ensure you’re not paying for unnecessary coverage and that your policy reflects your current needs. It’s your insurance agent’s job to work tirelessly to find the right coverage at the best possible rate, giving you peace of mind and the freedom to focus on what matters most. Ask for a free consultation so they can show you the coverage they can offer and the rates they can provide.